Kadın Girişimcilerin Krediye Erişebilirliği: Kadın Girişimci Kredi Destek Paketleri Üzerine Bir İnceleme

Abstract

This study aims to examine the effects of loans and other support packages which are designed by the banking system and other organizations to support female entrepreneurs. With this aim, first we explaine meaning of entrepreneurship and female entrepreneurship, the difference between female and male entrepreneurs, problems faced by females in entrepreneurial process. The main axis of the study is to analyze data of loan packages used by women after 2021 to examine the contribution of female entreprenuers loan packages on female entrepreneurship. As a result of the study, it is observed loans granted under the name of Women Entrepreneur Credit is not show a significant and effective difference compared to entrepreneur loans granted to males. However, they particularly create a positive differentiation in terms of access time to credit, especially for newly established businesses. The conclusion drawn is that women entrepreneurs loans have an impact on the number of new women entrepreneurs. Since no significant differences are observed in other areas, it is emphasized that instead of creating general programs to enhance women entrepreneurship, more specific solutions should be developed to adress the unique challenges faced by women in the business world. This includes focusing on education and by that transforming societal awareness to eliminate gender-based roles.